Financing Options from Service Experts Heating & Air Conditioning

April 24, 2016

Just think: it’s mid-summer, getting close to triple digits, and your cooling system goes out. It just dies. Doesn’t work. No more AC system, no more cool air to combat the summer heat and keep your home comfortable. It’s gone.

So you call an air conditioning company to come perform an inspection and they validate what you already knew – it’s time you purchased a new AC system. And then they explain something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, based on the type of system(s) you want, the kind of home(s) you have, and the type of energy source you’d like.

It’s time to make a decision. Spend the hottest time of the year soaking in sweat and blowing fans over ice? Or shell out all your savings (and maybe sell a body part) to cover the cost of a new AC unit?

We are here with a different option to help your comfort and your wallet: financing.

It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you understand that the average consumer in the United States has under $5,000 they can access, it makes complete sense. So when life happens and things malfunction, and unexpected costs such as an AC repair or replacement is needed, it is essential that we have affordable financing options available.

At Service Experts Heating & Air Conditioning we have a variety of financing options for homeowners looking to replace their HVAC systems. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available cash to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is totally paid off during or before the promotional period ends.

Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a reasonable interest rate. This is for consumers who may not have the money as quickly but can afford a lower cost every month. A typical program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new heating or air conditioning system more affordable, while also getting an efficient system that will help lower energy bills while supplying home comfort.

The financing programs at Service Experts Heating & Air Conditioning include the following:

 

    • Low monthly payments
    • No down payment
    • No annual fees
    • No prepayment penalties
    • Competitive interest rates

 

With so many programs, why wait? Call Service Experts Heating & Air Conditioning today for a free in-home home comfort analysis and we will help you determine which HVAC system is right for your home AND which financing option is best for your life. We can’t wait to work with you!

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At Service Experts, our top priority is always the health and safety of our customers and team. We are following all COVID-19 (Coronavirus) public safety guidelines and adjusting our business practices as needed to ensure customer and employee wellbeing. As a precautionary measure, anyone working on behalf of Service Experts – including our technicians – is being asked to stay home for the recommended 14 day quarantine period if they are returning from out-of-country, have been exposed to a presumptive or confirmed case, or are feeling unwell. We are providing our technicians and other field employees with additional health and safety guidance to assist in keeping our customers and employees safe. Please be prepared to answer brief health and safety questions with our representative. We will continue to monitor the situation and will adjust our business practices as required. We recognize that this may be a particularly stressful time and want you to know that, we are committed to serving you and making your experience as easy as possible.